Group Insurance Plan – Health Benefits
The Chambers of Commerce Group Insurance Plan® was created to meet the needs of small businesses who historically found it difficult to provide group benefits for their employees. Even today, after 35 years, there are still few alternatives for the small business owner and worker. The Chambers Plan is the largest plan of its kind in Canada covering over 31,000 firms from coast to coast. The Chambers of Commerce Group Insurance Plan® offers comprehensive coverage for firms of all sizes – even a single employee or business owner.
- Comprehensive Coverage
- Competitively Priced
- Available even if you have only a single employee
You can get:
- Group Life Insurance
- Long and Short Term Disability Benefits
- Extended Health Care
- Prescription Drug Plans
- Dental Care
- Rate Stability
- Excellent Claims Service
- New options are being built into the plan on an ongoing basis!
The Chambers Plan is the simple, stable and smart choice for your group benefit program.
Simple Administration – spend less time managing your benefit program with exclusive advisor support, quick set-up, easy to use forms, 48-hour claim processing, and simple administration. Let my-benefits® be your online personal assistant allowing you to manage your plan, calculate payroll deductions, print off forms, booklets, and more.
Stable Rates – add stability and predictability to your employee benefit premiums. In a pooled plan, like the Chambers of Commerce Group Insurance Plan, premiyms are based on the average of claims across all participants. When your claims are bundled together with thousands of similar firms in a pool, premiums stay manageable and predictable. For the past decade, the Chamber Plan’s average renewal action as been 4.4% – 3.5% over the last five years.
Money Smart – Don’t add to someone else’s profit. The Chambers Plan is a not-for-profit program – all surpluses stay in the Plan and help lower premiums. Business Assistance Service is included FREE in every plan, giving owners access to professional accounting, legal and human resource experts.